GIVE YOUR EMPLOYEES BIG COMPANY
HEALTHCARE BENEFITS, BUT FOR LESS
PHCC is pleased to offer you an opportunity to participate in an employee
healthcare benefit plan, PHCCare Plus, designed exclusively for members of the Plumbing-Heating-Cooling-Contractors Association
("PHCC"), their employees and dependents.
Employee healthcare is now one
of the largest employer expenses for most American businesses, and plumbing/heating/cooling contractors are not
alone in their efforts to reduce and control the cost of providing employee medical benefits.
PHCC has
taken the lead by providing a non-profit, national healthcare benefit plan to meet the unique needs of its member
companies. PHCC's member purchasing power has been combined under the PHCC Group Benefit Trust to create
a lower cost benefit delivery system.
Both large and small PHCC
members are feeling the pinch. This problem is even more critical for smaller firms that have to pay more
for coverage when competing with larger companies to attract and keep their best employees. The healthcare benefits are
no different than other products --- the less you buy, the higher the cost per unit.
Small businesses
in general have fewer benefit options available to them and each option includes higher cost factors when compared to the
options available to larger companies. PHCCare Plus was established to meet the unique
cost and benefit requirements of PHCC members across the country.

The PHCCare Plus is a fully insured low cost employee benefit
plan that is specially designed for PHCC members. All benefits are funded through the PHCC
Group Benefit Trust, which qualifies as a fully insured employee benefit plan under federal ERISA standards.
To obtain a quote and more plan information, please call 1-866-641-8982 to speak to a licensed Benefit Consultant, or send your information to quotes@phccare.com
*Assuming equal benefit comparisons
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